Calgary Listed as One of the Most Affordable Markets
A Housing Trends and Affordability report from RBC Economics stated "A stronger economy and accelerating population growth played key roles in this renaissance. Attractive housing affordability, however, also contributed. Calgary home buyers enjoyed significantly lower ownership costs as a share of their income that they faced at the market peak in early 2007, and the bar fell further in 2012."
What are your thoughts?
Tuesday 30 April 2013
Friday 26 April 2013
Wednesday 24 April 2013
Cash Buyer Checklist
It’s a great time to buy! If you’re in the market for a home without the hassle of a mortgage and have wisely saved your money to pay cash for your next home or investment property, you’ve definitely got a powerful advantage in today’s market. However, just because you’re not subject to the same rules and regulations that are required from mortgage lenders – doesn’t mean you should just sign on any dotted line. To protect your rights and best financial interests – be sure to consult with a real estate professional and follow this important checklist:
__ Title Search: This will show any liens on the property or title problems you might face.
__ Title Insurance: A must-have for the cash buyer – especially when considering distressed or foreclosed
properties.
__ Home Inspection: Never buy a property without one - it’s the only way to ensure you know what you are
purchasing.
__ Termite Inspection: Tiny bugs=big problems with big repair bills – don’t risk not knowing.
__ Property Tax Estimate: Know in advance what your estimated annual tax will be.
__ Appraisal: This will help you ensure that your purchase price is at fair market value.
__ Survey: Another important way to ensure you have accurate documentation of your property.
__ Flood Zone: If you are in a flood zone, your insurance company may require additional coverage.
__ Hazard Insurance: Have the property bound with insurance from the closing date.
__ Property Disclosure Form: This form should reflect any known property damage, lead based paint,
Chinese drywall, etc. Ask your Realtor for what’s appropriate for your area.
__ HOA Dues/Fees: You’ll want to know what you’re getting into cost-wise in terms of community dues.
Sandra Duncan, BA, MBA, REALTOR®, CCS
Business 403-512-1939
www.sandraduncancalgaryhomes.com
As a real estate professional and consumer advocate, I will always ensure that your best interests are protected. Call me anytime to discuss what you are looking for in a property and how we can get you the best possible property for your investment.
__ Title Search: This will show any liens on the property or title problems you might face.
__ Title Insurance: A must-have for the cash buyer – especially when considering distressed or foreclosed
properties.
__ Home Inspection: Never buy a property without one - it’s the only way to ensure you know what you are
purchasing.
__ Termite Inspection: Tiny bugs=big problems with big repair bills – don’t risk not knowing.
__ Property Tax Estimate: Know in advance what your estimated annual tax will be.
__ Appraisal: This will help you ensure that your purchase price is at fair market value.
__ Survey: Another important way to ensure you have accurate documentation of your property.
__ Flood Zone: If you are in a flood zone, your insurance company may require additional coverage.
__ Hazard Insurance: Have the property bound with insurance from the closing date.
__ Property Disclosure Form: This form should reflect any known property damage, lead based paint,
Chinese drywall, etc. Ask your Realtor for what’s appropriate for your area.
__ HOA Dues/Fees: You’ll want to know what you’re getting into cost-wise in terms of community dues.
Sandra Duncan, BA, MBA, REALTOR®, CCS
Business 403-512-1939
www.sandraduncancalgaryhomes.com
As a real estate professional and consumer advocate, I will always ensure that your best interests are protected. Call me anytime to discuss what you are looking for in a property and how we can get you the best possible property for your investment.
Thursday 11 April 2013
Wednesday 10 April 2013
Friday 5 April 2013
JUST IN
From Ron Stader owner of CIR
Thanks to you, the 2013 Real Trends Canadian 250 Report has announced that CIR REALTY achieved the highest number of closed transactions for 2012 among all Calgary Real Estate Brokerages. This is the second year in a row we have been awarded this remarkable distinction.
Calgary's Top Brokerages for 2012:
#1 CIR REALTY
#2 Remax Central
#3 Remax House
#4 Royal Lepage Foothills
#5 Remax Professionals
There are a total of 7563 Real Estate Brokerages in Canada. CIR REALTY placed 17th on this list. This puts us in the Top 1/2 of 1% of all Canadian Real Estate Brokerages.
Thanks to you, the 2013 Real Trends Canadian 250 Report has announced that CIR REALTY achieved the highest number of closed transactions for 2012 among all Calgary Real Estate Brokerages. This is the second year in a row we have been awarded this remarkable distinction.
Calgary's Top Brokerages for 2012:
#1 CIR REALTY
#2 Remax Central
#3 Remax House
#4 Royal Lepage Foothills
#5 Remax Professionals
There are a total of 7563 Real Estate Brokerages in Canada. CIR REALTY placed 17th on this list. This puts us in the Top 1/2 of 1% of all Canadian Real Estate Brokerages.
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